Privacy Policy

Contractor Financial Services, LLC

Last Updated: 1/14/26

Introduction

Contractor Financial Services, LLC (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [contractorfinancialservices.net] and use our services.

Please read this Privacy Policy carefully. By using our website, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our website.

Information We Collect

We collect information that you provide directly to us and information that is automatically collected when you visit our website.

Information You Provide to Us

When you use our contact form, schedule a discovery call, or otherwise communicate with us, we may collect:

Contact Information: Name, email address, phone number, company name
Business Information: Information about your business, industry, and financial needs
Communication Content: Messages, questions, or other information you choose to provide

Information Automatically Collected

When you visit our website, we automatically collect certain information about your device and how you interact with our website:

Usage Data: IP address, browser type, operating system, pages viewed, time spent on pages, navigation paths
Cookies and Tracking Technologies: Small data files stored on your device that help us improve website functionality and user experience

How We Collect Information

We collect information through:

Contact Forms: When you submit inquiries or requests through forms on our website
Discovery Call Scheduling: When you book a discovery call or assessment
Email Communications: When you communicate with us via email
Cookies and Analytics: Through automated technologies when you browse our website
Phone Communications: When you call our business line

How We Use Your Information

We use the information we collect for the following purposes:

To Respond to Inquiries: To answer your questions and respond to your requests
To Provide Services: To schedule discovery calls, conduct assessments, and deliver financial services
To Communicate: To send you information about our services, updates, and relevant business content
To Improve Our Website: To analyze how visitors use our site and improve functionality and user experience
To Comply with Legal Obligations: To meet legal and regulatory requirements
To Protect Our Business: To prevent fraud, unauthorized access, and other harmful activities

We will only send you marketing communications if you have explicitly opted in to receive them. You may unsubscribe at any time.

How We Share Your Information

We do not sell, trade, or rent your personal information to third parties.

We may share your information with trusted third-party service providers who assist us in operating our website and conducting our business, including:

Email Service Providers: To send communications and newsletters (e.g., Mailchimp, ConvertKit)
Scheduling Tools: To manage discovery call bookings (e.g., Calendly, Zoom Scheduler)
Website Hosting: To host and maintain our website
Analytics Providers: To analyze website traffic and usage (e.g., Google Analytics)
Payment Processors: To process payments for services (if applicable)

These service providers are contractually obligated to keep your information confidential and use it only for the purposes for which we disclose it to them.

We may also disclose your information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction.

However, please note that no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Contact form inquiries: Retained for up to 3 years or until you request deletion
Client information: Retained for the duration of our business relationship and up to 7 years thereafter for legal and tax purposes
Marketing communications: Retained until you unsubscribe or request deletion
Analytics data: Anonymized and retained indefinitely for business improvement purposes

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

Access: You have the right to request access to the personal information we hold about you
Correction: You have the right to request that we correct inaccurate or incomplete information
Deletion: You have the right to request deletion of your personal information, subject to certain legal exceptions
Opt-Out: You have the right to opt out of marketing communications at any time
Data Portability: You have the right to request a copy of your personal information in a structured, machine-readable format
Withdraw Consent: You have the right to withdraw consent for data processing where we rely on consent

To exercise any of these rights, please contact us at:

Email: [email protected]
Phone: (615) 442-6400

We will respond to your request within 30 days.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience and collect usage data.

What Are Cookies?

Cookies are small text files placed on your device that help us recognize you and remember your preferences.

Types of Cookies We Use:

Essential Cookies: Necessary for the website to function properly
Analytics Cookies: Help us understand how visitors use our website (e.g., Google Analytics)
Functional Cookies: Remember your preferences and settings

How to Control Cookies:

You can control or delete cookies through your browser settings. Please note that disabling cookies may affect the functionality of our website.

To learn more about cookies and how to manage them, visit: www.allaboutcookies.org

Google Analytics:

We use Google Analytics to analyze website traffic. Google Analytics uses cookies to collect information about your use of our website. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on available at: tools.google.com/dlpage/gaoptout

Third-Party Links

Our website may contain links to third-party websites that are not operated by us. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party websites you visit.

Children’s Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete that information promptly.

California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

Right to Know: You have the right to know what personal information we collect, use, and disclose
Right to Delete: You have the right to request deletion of your personal information
Right to Opt-Out: You have the right to opt out of the sale of personal information (we do not sell personal information)
Right to Non-Discrimination: You have the right not to be discriminated against for exercising your privacy rights

To exercise these rights, contact us at [insert email].

European Privacy Rights (GDPR)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

Legal Basis for Processing: We process your information based on consent, contract performance, legal obligations, or legitimate business interests
Right to Access: You have the right to access your personal data
Right to Rectification: You have the right to correct inaccurate data
Right to Erasure: You have the right to request deletion of your data
Right to Restrict Processing: You have the right to limit how we use your data
Right to Data Portability: You have the right to receive your data in a portable format
Right to Object: You have the right to object to certain types of processing
Right to Withdraw Consent: You have the right to withdraw consent at any time

To exercise these rights or if you have concerns about how we handle your data, contact us at [insert email] or contact your local data protection authority.

Do Not Sell My Personal Information

We do not sell, rent, or trade your personal information to third parties for monetary or other valuable consideration.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors.

When we make changes, we will update the “Last Updated” date at the top of this Privacy Policy. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

If we make material changes to this Privacy Policy, we will notify you by email (if you have provided your email address) or by posting a notice on our website prior to the changes taking effect.

Your continued use of our website after any changes to this Privacy Policy constitutes your acceptance of the updated policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Contractor Financial Services, LLC

Email: [email protected]
Phone: (615) 442-6400
Website: contractorfinancialservices.net

We will respond to your inquiry within 30 days.

Consent

By using our website and submitting information through our contact form or other means, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.