Privacy Policy

Effective Date: December 5, 2024

At Contractor Financial Services, LLC (“CFS,” “we,” “our,” or “us”), we are committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, and protect your data when you interact with our website, services, and advertisements. By using our services, you agree to the terms outlined below.

1. Information We Collect

We may collect the following categories of personal information:

· Contact Information: Name, email address, phone number, mailing address.

· Professional Information: Job title, company name, industry.

· Financial Information: Only if voluntarily provided for consulting or recruitment purposes.

· Device Information: IP address, browser type, and operating system.

· Interaction Data: Information collected from forms, emails, or other communications.

2. How We Use Your Information

We collect your information to:

1. Provide and improve our services, including fractional CFO services and talent placement.

2. Respond to inquiries and schedule consultations.

3. Send marketing communications, updates, or promotional offers (you may opt-out at any time).

4. Comply with legal requirements and protect against fraudulent or unauthorized activity.

3. Sharing Your Information

We do not sell, rent, or share your personal information with third parties, except:

· When required to comply with legal obligations or law enforcement.

· With trusted service providers who assist us in operating our business (e.g., CRM systems or payment processors).

· With your explicit consent for specific purposes.

4. Data Protection and Security

We take reasonable administrative, technical, and physical measures to protect your information from unauthorized access, use, or disclosure. This includes encrypted data storage, secure file sharing protocols, and access controls.

5. Your Rights

You have the right to:

· Access Your Information: Request a copy of the personal data we hold about you.

· Correct Your Information: Update or correct any inaccurate or incomplete data.

· Delete Your Information: Request that we delete your personal data, subject to legal or contractual obligations.

· Restrict Data Processing: Limit how your information is used under certain conditions.

6. Data Retention

We retain your information only for as long as necessary to provide our services or comply with legal obligations. Once no longer needed, data will be securely deleted.

7. Compliance with State and Federal Laws

This Privacy Policy complies with:

· Tennessee Consumer Protection Act (§ 47-18-101 et seq.)

· Gramm-Leach-Bliley Act (GLBA), for financial data security.

· California Consumer Privacy Act (CCPA) for data rights and transparency.

· General Data Protection Regulation (GDPR), for international users where applicable.

If additional rights apply to your specific state or jurisdiction, we will honor those as required by law.

8. Cookies and Tracking

Our website may use cookies and similar tracking technologies to improve user experience and gather analytics. You can disable cookies in your browser settings if preferred.

9. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be effective upon posting, and we encourage you to review this page periodically.

10. Contact Us

For questions or concerns about this Privacy Policy, or to exercise your data rights, please contact us at:

Contractor Financial Services, LLC

Email: angie@contractorfinancialservices.net

Phone: (615) 442-6400